Our Security Procedures Protect Your Information

Internet Privacy Practices

Web Site Privacy

The City Times Online Web servers automatically recognize and record the domain name from which you access the Internet and the names of the pages you visit while at an City Times Online Web site. The City Times Online Web servers do not automatically extract or store your electronic mail address (See E-Mail Addresses below). The information automatically recognized and recorded is not personally identifiable and is used to improve the content of City Times Online Web sites and make them more useful.

E-mail Addresses

If you supply us with your e-mail address, we may let you know by e-mail about special marketing offers for products and services that may be of interest to you. This may include, but is not limited to, online services, deposit products, travel offers, and business cards. When we collect your e-mail address, and with each special marketing offer e-mail message we send, we will provide you with the opportunity to tell us that you do not wish to receive special marketing offer messages from us in the future. However, City Times Online reserves the right to service your account and communicate with you through e-mail about your account. This may include, but is not limited to, activating your accounts, account past due notices, rates available for cash and balance transfers, adding an authorized user, and the online banking service.

Use of Cookies

Some City Times Online Web sites may use a feature of your Internet browser called a cookie. Cookies are files placed within your browser on your computer’s hard drive by a Web site server. City Times Online Web sites may use cookies to facilitate your Internet sessions, to maintain security and to improve our Web sites. For example, City Times Online uses cookies to verify your identity, remember your personal settings such as your offer preferences, and to monitor your use of City Times Online Web sites to improve our services. If you choose not to enable cookies on your browser, you will not be able to use some of the services offered on City Times Online’s Web sites.

Advertising Services

City Times Online uses third party companies to serve ads on our Web site and other Web sites. These companies help City Times Online execute, optimize, and measure the effectiveness of our online banner advertising programs. These companies use cookies and non-personally identifiable information (for example, information that does not include name, address, e-mail address or telephone number) about your visit to this and other Web sites to measure advertising effectiveness and to provide ads about goods and services that may interest you.

City Times Online’s banner advertisements and online applications may contain small graphics with tags in them. These tags are not personally identifiable and work in conjunction with these cookies. These tags allow us to measure the effectiveness and response rates of our advertising.

Children

City Times Online Web sites are not directed to children under age 13, and City Times Online does not knowingly collect personal information from children under age 13.

To Further Protect Your Privacy

While exploring the services offered through City Times Online’s Web sites, please be aware that other online retailers, partners, third party Internet sites, and third party services accessible through City Times Online’s Web sites, have separate privacy and data collection policies and practices, which are independent of and may be different from City Times Online’s policies and practices. City Times Online is not responsible or liable for these independent policies and practices and it is your responsibility to review them and decide whether or not they satisfactorily protect your rights.

These Internet Privacy Practices were last updated February 16, 2005 and update and replace any previous Internet Privacy Practices from City Times Online. We may amend these Internet Privacy Practices at any time, and when such a change is made we will post a revised version on this City Times Online Web site. Changes will be effective when they are posted. It is your responsibility to review these Internet Privacy Practices from time to time to be aware of any such changes. Your continued use of this City Times Online Web site indicates your agreement to any such changes.
 
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